Family Wealth Advisers
Awards don’t just happen – we’re number 1 for a reason!
Our Award-winning Team has been nationally ranked as, “Top 10 Wealth Builder of the Year” two years in a row (2015, 2016), and Consumers Choice Award-winner for “Business Excellence” five years in a row (2013-2018). In 2017 we won the, “Readers Choice Gold Award” and most recently in 2018 the “CHCH Business Excellence Award”.
At Two Roads Financial Centre we help Canadians make better retirement decisions. The Two Roads team concentrates its expertise on developing personalized investment and tax-efficient strategies to preserve capital for our client’s retirement and estate plans, while maximizing family income throughout retirement through effective tax planning.
Within our team of family wealth advisers our core competencies include;
- Wealth Management
- Pension Programs (e.g. CPP, OAS, DOFASCO, HOOP, OMERS, etc.)
- Retirement Income Management
- Tax Planning and Preparation
- Personal insurance
Starting the conversation about money matters isn’t always easy, Get in Touch or call for a private appointment with one of our Family Wealth Advisers.
Frederick Marchildon MBA, President
Frederick Marchildon MBA, President
Fred Marchildon is an MBA graduate of McMaster University. He is President of Two Roads Inc. and GIC Financial Management Inc., and is an independent personal Financial Adviser with Investment Planning Counsel. Fred has his Life and Mutual Fund licenses and his FPSC Level 1 (FPE1) ® Certificant in Financial Planning from the Financial Planners Standard Council (FPSC) of Ontario www.fpsc.ca
Fred’s experience includes a long and rewarding career with Dofasco Inc. in Hamilton. He served on the Advisory Committee of the Deposit Insurance Corporation of Ontario refining best practices for financial institutions. He is a past Director on the Board of Directors of Catholic Family Services of Hamilton and served as Chairman of the Board of Directors of the Golden Horseshoe Credit Union Ltd. Fred volunteers his free time and resources to charitable causes.
Employees of ArcelorMittal Dofasco Retirement Services
Fred’s career at Dofasco and his extensive network of contacts ensures that he is always up-to-date. He is thoroughly familiar with the company’s pension program and its components, including the Fund, Fund2, SRIP, DCPP, DPSP, and the 5/10 week retirement allowance. Fred runs regular workshops on the pension program and has presented to hundreds of Dofasco employees educating them on their pension. He continues to provide practical and valuable information to assist employees with their retirement planning.
Fred has deep roots in the community and a great appreciation for the issues facing families. He has always believed that what the majority of hardworking families want is to improve the quality of life for themselves and their family. With respect to investment advice and retirement planning people want low-risk and reasonably priced solutions, honest advice and they want to work with someone they can trust. Fred delivers this every day to his clients not because it would provide him an advantage, although it will. He has done this and will continue to do this for the fundamental reason that it is the right thing to do. That’s what will continue to set Fred apart from other financial advisers.
Fred lives in Hamilton, Ontario with his wife Karen, close to their four children and grandchildren; and their ever-growing families. Fred’s interests include cars, sports and aviation; he is a seasoned pilot. As a family the Marchildon’s enjoy travelling, theatre, sports and outdoor activities.
Trish Richardson BA, Financial Adviser
Trish Richardson BA
Financial Adviser, Guaranteed Income Specialist
Trish joined the company in September, 2008. She previously worked with a Mortgage Broker/Financial Planner in the Caledonia/Brantford area. She graduated from McMaster University with a Bachelor of Arts degree in Economics and has recently completed the Registered Deposit Brokers course for GIC’s. Trish provides investment support, guaranteed investment advice, and has extensive customer service experience.
Trish lives in the Cayuga area with her husband and their three children. Her children are very involved in sports which keep her busy in her leisure time. She also enjoys camping, reading and music.