Your Retirement Specialists

Two Roads Financial Centre

CAPITAL PRESERVATION, RETIREMENT INCOME & ESTATE TRANSFER STRATEGIES

At Two Roads Financial Centre we help Canadians make better retirement decisions.  We concentrate our expertise on developing personalized investment and tax-efficient strategies to preserve capital for our client’s retirement and estate plans, and maximize family income throughout retirement.

WE OFFER YOU THE BEST GIC RATES FROM ACROSS CANADA

  • We accept new clients by referral.
  • Our team minimum is $250K in investable assets and/or $100k in GICs.

Every day we shop nationwide to find our clients the highest available Guaranteed Investment Certificate (GIC) rates – with NO FEES – from over 45 banks, trust companies and credit unions.

*GICs are offered through GIC Financial Management Inc., a member of the RDBA (Registered Deposit Brokers Assocation). 

Best Rates Across Canada

3.95%

4.00%

4.03%

4.25%
5-Year GIC 4-Year GIC 3-Year GIC 2-Year GIC

1-Year rates available.
GIC RRSP TFSA
$5000 min. $25000 min. $1000 min. $25000 min. $1000 min.
1 Year N/A 4.46% N/A 4.00% 4.00%
2 Year N/A 4.25% N/A 3.80% 3.80%
3 Year N/A 4.04% N/A 3.75% 3.75%
4 Year N/A 4.00% N/A 3.67% 3.67%
5 Year N/A 3.95% N/A 3.62% 3.62%
Savings Accounts 2.35%

Specials

Cashable Rate:

3.45% Annual rate. Cashable after 90 days ($25,000 minimum)

Rates updated as of September 18th 2024.
Rates subject to change without notice

 

All GICs are insured by Federal or Provincial insurance coverage.

Federal insurance coverage is provided by the Canadian Deposit Insurance Corporation (CDIC). Learn more about CDIC and its member financial institutions at www.cdic.ca or watch, “so you know about your insurance”.

Provincial insurance coverage is offered by Province for Credit Unions. For example, the Deposit Insurance Corporation of Ontario (DICO) provides insurance coverage for Ontario Credit Unions. Learn more at www.dico.com.

 

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Two Roads Financial Centre
Suite 201 Golf Links Centre
34 Stone Church Road
Ancaster, Ontario L9K1S5
Phone (905) 304-7574 • 1-877-368-0143
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